![]() Be careful when working with financial institutions that do not utilize registry statements. A statement from the register is proof of your payment soundness and a basis for successfully building your financial future. If it proves that you are repaying properly, and on time, you have a better chance of getting a loan than one who has repaid his obligations late or not at all. Statements from registries record this data for us.Ī statement from the registry is a probe into your credit history. There are often so many that we are not able to keep track of all of them. We are using more and more financial products – credit cards and leasing/consumer loans for the purchase of goods, as well as building savings loans and mortgages. Statements from registries serve as your memory They only have information about your liabilities. Statements from the Joint Register of Bank Information and Client Information Non-Bank Register do not contain information about your income. Financial institutions have access to your statement from the register, which contains all of this information. They examine whether you have provided all the required information truthfully and whether you have listed all of your commitments, loans and credit cards. If you apply for a loan, financial institutions verify your credibility. It also contains information about ordinary and extraordinary instalments, as well as information on overdue instalments, i. e., repayment that failed to meet pre-agreed repayment terms and other details about the parameters of your loans or applications.Ī statement from the register is a useful document for both the client and the financial institution. ![]() What is a statement from the Joint Register of Bank Information and Client Information Non-Bank Register?Ī statement from the registries is a comprehensive overview of all credit products you draw, have drawn during the past four years or are currently applying for.
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